MasterCard Financial Tool 2026

MasterCard Credit Card Validator

The ultimate tool for developers and security researchers to validate MasterCard numbers, check Luhn compliance, and generate test data.

Card Validator

Luhn Algorithm

Mathematical checksum formula used to validate identification numbers.

IIN Lookup

Instantly identify issuing bank and card type based on IIN ranges.

Bulk Generator

Generated results will show here

What is a MasterCard Credit Card?

MasterCard is a global leader in payment processing, providing the technology that connects consumers, financial institutions, merchants, and governments. A MasterCard credit card number typically consists of 16 digits and always follows specific identification standards.

Understanding the structure of a MasterCard number is essential for payment gateway integration, security testing, and data validation.

Card Number Anatomy

  • 1 MII (Digit 1): MasterCard uses '5' or '2'.
  • 2 IIN/BIN (Digits 1-6): Identifies the issuer.
  • 3 Account (Digits 7-15): Individual account number.
  • 4 Checksum (Digit 16): Calculated via Luhn algorithm.

MasterCard IIN Ranges & Specifications

Classic Range

5100 - 5599

The traditional MasterCard range used by thousands of banks globally.

Modern Range

2221 - 2720

Newer 2-series BIN ranges introduced to expand capacity.

Validation

Luhn Mod 10

The standard algorithm for verifying the integrity of the card number.

Frequently Asked Questions

Is this a real credit card generator?

No. This tool generates mathematically valid numbers for testing and development purposes only. These cards cannot be used for actual purchases as they lack a real bank account connection.

What is the Luhn Algorithm?

Also known as the "modulus 10" algorithm, it is a simple checksum formula used to validate a variety of identification numbers, such as credit card numbers and IMEI numbers.

Does it support the new 2-series BINs?

Yes, our validator and generator are fully updated to support both the traditional 5-series (51-55) and the newer 2-series (2221-2720) MasterCard ranges.

Is my data safe here?

Completely. All validation and generation happens locally in your browser. We never transmit or store any card numbers you enter on our servers.